As an independent insurance agency, we can shop multiple carriers to find you the lowest rate possible. Whether you need liability only or comprehensive, we can find the right coverage for you. We only use top rated providers to offer you the best possible insurance to meet your needs.
Who Needs Auto Insurance?
People need Auto Insurance because accidents happen all the time. At some time in your life, chances are that you will be involved in some type of automobile accident, and often times, it will occur through no fault of your own. The result can be an unexpected financial burden totaling thousands of dollars. Auto Insurance provides a safety net to help pay for these unexpected costs.
Auto Insurance Policies often provide coverage for different types scenarios. While liability is the only one required by law, there are many others. Below is a list of different options which can be bundled together in one auto policy. Click on each one to learn more.
Insurance Premiums
Auto Insurance premiums vary from one company to the next, and here at Cornerstone, we shop around for you to find you the lowest rate. In general, premiums are calculated by taking into account statistical data about you such as your life history, age, and credit rating along with the limits and types of coverage. Higher limits offer more protection, but also increase the premium. Another factor that affects the premium is the amount of the deductible. The deducible is the amount you pay for every loss up to a specified amount. The purpose of the deducible is to lower your premium by ensuring that the insurance company will only be responsible for pay relatively large claims. This idea of taking on some of the financial responsibility yourself leads to cautious driving and lower premiums.
eliminate "comprehensive" or explain concept of "full coverage". about us, "committed..." mix up the wording